By scheduling and/or paying for any service offered through JoanCharles.com and/or communicating with Joan Charles or her associates in any fashion you are attesting that you have read this legal disclaimer and these terms of service. Further, you attest that you understand and willingly enter into, agree with and accept the following:

  • You are 18 years of age or older.

  • 100% accuracy is not guaranteed.

  • Any information, communication and/or consultations with Joan Charles or her associates and/or via the JoanCharles.com website are for educational, spiritual and entertainment purposes only.

  • No psychic or tarot reading given by Joan Charles or her associates and/or via the JoanCharles.com website is intended to, nor should it ever take the place of professional services including but not limited to: medical, legal, financial, business and/or psychological.

  • Joan Charles or her associates  and JoanCharles.com accepts no liability and/or responsibility for any actions and/or decisions any client chooses to take or make based on his/her consultation with Joan Charles or her associates and/or JoanCharles.com.

  • You agree to absolutely indemnify and hold harmless Joan Charles or her associates and JoanCharles.com, their heirs, relatives, agents or assignees in perpetuity and throughout all known and unknown universes.

  • Copyright and confidentiality laws apply. You agree you will not publish, display, share, distribute and/or archive any material, photo, content, etc. without express written permission from Joan Charles or her associates , Owner and Publisher.

  • Social Media: You may share my content and videos on appropriate social media outlets (Facebook, Pinterest, Twitter, Digg and Tumblr) as long as appropriate attribution is given. For permission to share my content on other venues please contact me.

  • Privacy Policy

  • Payment Policies:

    • Readings are scheduled and paid for in advance.

    • Sessions may be cancelled with a 100% refund if the cancellation is in writing and with a 24 hour notice.

    • Any session cancelled due to a non-emergency and with less than a 24 hour notice given is subject to a 50% cancellation fee.

    • If you are late or do not show up, we will attempt to contact you 3 times within the first 5 minutes. The appointment will be deemed a no-show after this and your booking will be non-refundable as stated above. If you do show up having eaten into your time then we will do what can be done in the time left.

  • All services offered by Joan Charles or her associates and/or JoanCharles.com are for entertainment purposes only.

  • You have had the chance and taken the time to ask any and all questions, you fully understand and of your own free will, choose to enter into this legal and binding disclaimer and terms of service agreement.

  • If it becomes clear within the first 10 minutes of the reading that a satisfactory connection cannot be established then either the medium or the sitter may terminate the reading and no fee will be charged.